1. Preheat oven to 375 degrees F. Wrap tortillas in foil and place in the oven to warm while preparing other ingredients.
2. Meanwhile, in a medium saucepan, heat oil over medium heat. Add garlic and cook for 30 seconds. Then add in white beans, zucchini, lemon juice, vegetable broth, chili powder, sea salt and pepper; bring to a simmer. Cook for 6-8 minutes or until mixture becomes thick. Add in salsa and cook until heated through.
3. Remove tortillas from the oven; unwrap the foil and spread hummus on one side of each tortilla. Then top each tortilla with bean mixture, avocado, lemon juice, hummus, basil, cilantro, romaine, arugula, red onion and Kerrygold Cashel Blue Farmhouse Cheese. Fold tortillas over and serve warm. Top with lemon zest, if desired.